Underwriting will not end with reform. Groups, supplemental products, states opting out, outside of open enrollment applications will require underwriting. Underwriting is a complex process that is intended to evaluate risk, not gather and manage data. Tuo Underwriting provides a comprehensive toolset to perform individual and group underwriting.

An underwriting automation solution must support change, not inhibit it. Workflow, regulatory demands, product changes and disparate data silos make automation difficult. These same challenges also make maintaining and enhancing automation solutions prohibitively expensive and time consuming. Too many are reliant on outdated tools and systems that were built without awareness of the complexities of the market that dominate today's business environment. Tuo Underwriting evolves efficiently as your business strategy and the marketplace change, providing:

• Lower Cost
• Business Intelligence
• Business Flexibility
• Speed-to-Market

Key capabilities include:

• Intuitive, single click information access to health, claims, prescription, membership and application history
• Underwriter decision support
• Risk Profiler integration
• Renewal automation
• Integrated Workflow
• Tele Underwriting
• Underwriting Requirements Management
• Underwriting manual, workflow and user administration
• Correspondence generation
• Reporting
• Portal, claims and membership integration
• 3rd party Prescription and Claims Integration

For more information or to see a demonstration please contact us today at sales@colibriumpartners.com or call us today at 678-800-1866 (1TUO).